Personal/Business Bank Statement Loan
Expand your reach to a large group of high net worth potential borrowers who don’t have the traditional qualifying information on their tax returns. ICON Capital’s Bank Statement Program gives your eligible Self-Employed Borrowers an option to borrow up to $3 million with Personal or Business Bank Statements in lieu of tax returns.
$2M Loan Amount
Up to 6 loans, or $5M, with one lender. No max cash-out. Low Ratio 0.8 to 1.0, with 1.20 or better seeing the best rates.
80% LTV
Up to 80% LTV. First time buyer/investor OK. 100% Gift Funds allowed. No minimum Borrower contribution.
1-4 Units
DSCR can be used to purchase 1-5 units. 5-8 units OK on our commercial product. Please inquire.
A Bank Statement Home Loan is often the best option for Self-employed Borrowers who cannot easily prove income with paystubs, W-2’s, or Tax Returns.
What is required?
All of your income documentation.
What is required?
All of your income documentation.
What is required?
All of your income documentation.
What is required?
All of your income documentation.
What is required?
All of your income documentation.